Homeownership Counseling

In order to be considered for a Live Near Your Work grant, you must complete a counseling class and a one-on-one appointment with an approved homeownership counseling agency. This important step must be completed before you make an offer on a home and before you apply for a grant.

No exceptions are made for those who do not complete the counseling class and 1-on-1 appointment prior to making an offer on a home. Those who enter into a sales agreement prior to completing the counseling requirement forfeit their eligibility for this program.


Certificates from a counseling class are good for one year, so you are strongly encouraged to earn one before looking for a home.

Approved counseling agencies:

Belair Edison Neighborhoods Inc.*

3545 Belair Road
Baltimore, MD 21213

CHAI: Comprehensive Housing Assistance Inc.

5809 Park Heights Avenue
Baltimore, MD 21215

Consumer Credit Counseling (CCCSMD)

337 S. Mason Court
Baltimore, MD 21231

The Development Corporation of Northwest Baltimore*

3521 W. Belvedere Ave.
Baltimore, MD 21215

Druid Heights Community Development Corp.

2140 McCulloh St.
Baltimore, MD 21217

GO Northwest Housing Resource Center*

2300 Garrison Blvd.
Baltimore, MD 21216

Guidewell Financial Solutions*


Harbel Housing Partnership

5807 Harford Road
Baltimore, MD 21214

HomeFree USA

765 Washington Blvd.
Baltimore, MD 21230

Latino Economic Development Center

3500 Boston St., Ste. 431
Baltimore, MD 21224

Neighborhood Housing Services of Baltimore Inc.*

25 E. 20th St., Ste. 170
Baltimore, MD 21218

Park Heights Renaissance Inc.*

3939 Reisterstown Road, Suite 268
Baltimore, MD 21215

Southeast Community Development Corp.*

3323 Eastern Ave., Suite 200
Baltimore, MD 21224

St. Ambrose Housing Aid Center*

321 E. 25th St.
Baltimore, MD 21218

*Offers online homeownership classes