Retirement Plans Changes Ahead

Changes to our retirement plans will occur between July 5 and August 5.  After August 5, the transition will be complete, and the changes will be in effect.

What to Expect Next

Changes Ahead at a Glance

5 Things You Can Do Right Now

While no action is required of you at this time, there are things you can do now to prepare for the transition in July:

Want a complete timeline and checklist of what’s happening and what you’ll need to do? View our step-by-step checklist.

Transition Guide

The JHU Retirement Plans Transition Guide is your one-stop resource for detailed information about the transition, including:

  • Step-by-step timelines that outline how money will transfer by recordkeeper
  • Important considerations for annuity savings
  • Differences between the old and new TIAA Traditional Annuities
  • Explanations about investment fees (i.e., expense ratios and/or plan servicing fees and credits) and the change in how recordkeeping fees are applied
  • New loan policy

Transition Guide for:

Current and Former Employees and Retirees 

Plan Participants Living Outside the U.S.

IMPORTANT: If your current mailing address is outside the U.S., TIAA may be restricted from processing certain mutual fund transactions (including the purchase of, and rollovers and transfers to, mutual funds) on your behalf. Your options for these types of transactions on the TIAA platform may be limited to TIAA group annuity options available under your plan on the new investment menu. Please contact TIAA for assistance: International +001 212-490-9000; U.S. 888-200-4074.

Overview of Changes Coming to Our Retirement Plans.

If you have savings invested in any of the funds being eliminated from JHU’s retirement plans, your current balance and future contributions will be moved automatically from those investments to a Vanguard target-date fund based on your date of birth. This transition will occur from July 5 through August 5, 2022.

How Do I Decide Which Funds Are Right For Me?