After Retirement

To Do list 30 days after retirement:

  1. Convert your JHU 403b accounts with TIAA. To stay within the JHU group plan you still need to convert all employee accounts to retiree accounts (IRAs) and re-assign beneficiaries or spousal waiver if applicable. – does this involve BSC signing forms too?
  2. If you wish to take a distribution from your JHU retiree accounts, contact TIAA. You will also need to receive signed forms from the Benefits Service Center. Allow sufficient time for this. (is there a time frame we can suggest, e.g. allow at least X days)
  3. If you wish to roll over your funds to another financial vendor, contact your current vendor first. The process involves many steps (including paperwork from the Benefits Service Center). Allow sufficient time for this.
  4. If you wish to convert your life insurance or personal accident insurance, you must do so within 31 days of retirement by requesting the life insurance conversion form from the Benefits Service Center. The insurance company will then contact you directly for the new rates. There is no obligation to take the converted policy.
  5. Because you are separating from employment, you will automatically receive billing from COBRA. Do not pay this bill if you do not intend to enroll in COBRA. Most retirees don’t need or want COBRA; only special circumstances warrant this. If you will immediately be covered by Medicare or a spouse’s medical insurance, you do not need COBRA.


To Do list within 90 days after retirement:

  1. Within 90 days after retirement, set up your JHU retiree email account to save your contacts list, forward personal email and maintain your Outlook alias. Use to log into your employee email and find instructions on how to set up your retiree account. Use your employee email ( and JHED login to access your employee email. This will be disabled 90 days after retirement.


What you may do after retirement:

  1. If you retired from JHU before age 65 and now need to enroll in Medicare, you may access Mercer Marketplace for assistance selecting a supplemental and/or prescription plan. Your spouse may also use this benefit.
  2. For 18 months after retirement, you still have access to the Johns Hopkins Employee Assistance Program (JHEAP)
  3. You are eligible to use the tuition remission and grant programs. Here’s how….askdjfhakj
  4. Continue to enjoy the LifeMart and Perks at Work discount programs and other memberships
  5. Attend retiree events at JHU

JHU Benefits

Reach us at or 410-516-2000


Obtaining health insurance in retirement

If you are under age 65 at retirement, research your options on purchasing health insurance. Some options include JHU retiree medical, COBRA, health insurance through your spouse’s employer if they are working full-time, or the healthcare exchange. If you will be living in Maryland, you can search the insurance broker directory on the Maryland Health Connection for assistance.

If you are age 65+ at retirement, you may use the Mercer Marketplace 365+ to help you compare the JHU retiree medical with other supplemental plans. Your local State Health Insurance Assistance Program (SHIP) can also assist you with Advantage plans, Medigap and Part D policies.


Medicare & Social Security


Support yourself

For 18 months after retirement, you are entitled to use the services of the Johns Hopkins Employee Assistance Program (JHEAP). In addition to counseling, this benefit offers on-line resources for estate planning, relocation, physical wellness, discounts program, and more. Visit CCA@YourService (Company Code: JHEAP) to access resources. Call (888-978-1262) or chat on-line through Live Connect.