Learn and Plan

We offer several opportunities throughout the year to help faculty, staff, and bargaining unit members nearing retirement to better understand the ins and outs of health care coverage, legal and financial planning, and even considerations such as where you’ll live and how you’ll spend your time in your post-work years. If you’re aged 55+ or within five years of retirement, you can register for one of the events below. You are encouraged to involve a spouse, partner, or anyone else supporting you in your retirement planning.

JHU Benefits in Retirement

To learn about the eligibility criteria to qualify for retiree benefits, review retiree health coverage costs, and read an overview of benefits in retirement, view the options here.

Watch!  Click here to view a list of recorded webinars from prior virtual Pre-Retirement Programs.

Pre-Retirement Programs- Learn about webinars

NEW VIRTUAL PRE-RETIREMENT PROGRAM FOR ALL FACULTY, STAFF AND BARGAINING uNIT mEMBERS- Registration for September is now open

Webinars will be held September 12-23

Register here.

Watch!  Click here to view a list of recorded webinars from prior virtual Pre-Retirement Programs.  Topics include financial and legal planning, JHU Benefits in Retirement, and Retire Right. Topics include financial and legal planning, JHU Benefits in Retirement, Retire Right, Transitioning to Medicare, and others.

Retire Right Workshop

Johns Hopkins’ Retire Right one-hour informational session can help you consider some of the social aspects of retirement, such as where you’ll live, what you’d like to achieve in retirement, and how you’ll remain intellectually engaged. A Retire Right session is included in the daylong pre-retirement planning seminars offered each spring and fall, and the one-hour session is also offered on its own throughout the year. Look for future announcements.

JHU faculty, staff, and bargaining unit members who attend Retire Right can also request individualized supportive counseling from a JHU Lifespan Services Consultant, who can offer more guidance on planning for a smooth transition. Contact the Benefits Service Center at 410-516-2000.

Watch!  Click here to view a list of recorded webinars from prior virtual Pre-Retirement Programs.  This list includes the one-hour Retire Right workshop.

Financial Planning

INDIVIDUAL CONSULTATION

To ensure you are on-track for meeting your investment goals, we recommend that you consult a financial specialist. You may meet with either or both of JHU’s financial-planning partners.

Contact TIAA, JHU’s financial investment vendor, for an individual appointment to discuss your 403b.

You may also meet with an expert from Marsh McLennan Agency (MMA) to discuss retirement planning or other financial goals.

ON-LINE RESOURCES

JHU has partnered with Marsh McLennan Agency (MMA) to offer Prosper Wise, an on-line platform for financial education. Prosper Wise offers articles, videos, tools, assessments, and resources to help you with your individual financial goals. Use these courses to learn about the many topics associated with retirement planning.

Visit TIAA’s website to access planning tools and read articles on a variety of retirement topics.  This website is a good resource that will walk you through the steps of planning.  If you feel stuck or don’t know quite where to start, give this a try.

VIRTUAL PRE-RETIREMENT PROGRAM

Watch!  Click here to view a list of recorded webinars from prior virtual Pre-Retirement Programs.  Among others, topics include financial considerations.

Legal Planning

In addition to a will, there are two other important legal documents all adults should have. The advance medical directive allows an individual to appoint someone to make medical decisions on their behalf if they are unable to. Maryland residents may use a free template available from the Office of the Attorney General. A financial power-of-attorney allows an individual to appoint someone to make financial or legal decisions on their behalf. There are different types of powers-of-attorney that offer very broad or very limited powers and you should choose the one that’s right for you. If you want guidance, an elder law attorney is a professional who can assist you.

Through “mySupport you and your household family members have access to free legal templates and are entitled to a free, 30-minute consultation with an attorney to answer basic questions. Legal templates and free consultation are also available to university employees insured through our life insurance provider, Securian Financial.

If you are enrolled in MetLife Legal, you and your spouse may create these legal documents at no cost.

Watch!  Click here to view a list of recorded webinars from prior virtual Pre-Retirement Programs.  Among others, topics include legal considerations.

Medicare

Medicare.gov is the official website for Medicare.  Learn how to apply and understand the different parts of Medicare.  You’ll also see information on costs, supplements, and plan-finders.

Your local State Health Insurance Assistance Program (SHIP) can provide individual education and support. Some offices even offer educational workshops.

Social Security

Create an account at ssa.gov to review your earnings history, estimate your future benefits and understand and apply for retirement benefits.

Maximize Social Security in Your Retirement Strategy – on-demand video

This workshop from Fidelity will help you understand different Social Security claiming strategies and how to take the next step to create your retirement income plan.

Watch!  Click here to view a list of recorded webinars from prior virtual Pre-Retirement Programs.  Among others, topics include “How can I Maximize my Pension and Social Security?”.