Disability

We know that being out of work due to serious injury, illness, or other disability can take a financial toll. To help, JHU offers—free of charge for all full-time benefits-eligible faculty, staff, and bargaining unit members—long-term disability insurance that pays out a portion of income when disability makes work impossible over a long period of time.

For shorter-term coverage, we offer the ability to purchase short-term disability insurance that can close the gap between sick leave and long-term disability pay. Both types of insurance are offered through the Hartford.

Beginning January 1, 2021, Lincoln Financial Group will replace The Hartford as the disability insurance administrator. As of that date, you can report a claim by calling 1-888-246-4483 or by going to www.MyLincolnPortal.com (register using company code JHUEE).

If you are receiving disability benefits as of December 31, 2020, those benefits will continue to be administered through the Hartford for the duration of your claim.

Long-term Disability Insurance

JHU offers long-term disability insurance, free of charge, for faculty, staff, and bargaining unit members who have worked full time at JHU for at least one year (or you may be eligible sooner if you meet certain conditions). The coverage pays a portion of your weekly base earnings after 90 days of consecutive absence (or when your short-term coverage ends) if you’re disabled and unable to work. Read more about our long-term disability insurance.

Short-term Disability Insurance

JHU offers full-time faculty, staff, and bargaining unit members the option to buy short-term disability insurance. The coverage pays a portion of your weekly base earnings for up to 11 weeks if you’re disabled and unable to work. Read more about our short-term disability insurance.