Considering buying a house in Baltimore City? We can help. The Johns Hopkins Live Near Your Work program offers grants of up to $17,000 toward a downpayment and closing costs associated with buying a house in designated city neighborhoods.
Live Near Your Work
There are three major eligibility requirements you must meet before applying for a Live Near Your Work grant.
Eligibility Requirement #1: Employer Affiliation and Status
Live Near Your Work grants are open to full-time, benefits-eligible employees of Johns Hopkins University. (They are also open to full-time, benefits-eligible employees of Johns Hopkins Hospital, Johns Hopkins Bayview, Johns Hopkins Community Physicians, Johns Hopkins Health Care, and Johns Hopkins Health System.)
The program is not offered to part-time employees, intrastaff, residents, postdoctoral fellows, students, Applied Physics Laboratory employees, Johns Hopkins Home Care Group, Pharmaquip employees, Howard County General, Sibley Memorial Hospital, Broadway Services employees (contact Broadway Services HR regarding its LNYW program) or Kennedy Krieger (contact Kennedy Krieger HR regarding its LNYW program).
Eligibility Requirement #2: Homeownership Counseling
Prior to making an offer on a home, you must complete a counseling class and a one-on-one appointment with an approved homeownership counseling agency. There is no exception to this rule as a result of the pandemic or the active housing market.
Eligibility Requirement #3: Designated Neighborhood
You may use the grant only in certain areas of Baltimore City. Visit our Boundaries and Grant Amounts page to familiarize yourself with these designated areas.
Additional requirements do apply. Please see our Important Details page for more information.
Offered by Johns Hopkins and the Baltimore City Office of Homeownership, Live Near Your Work grants come with certain requirements and limitations. To give your grant application the best chance of being accepted, be sure to understand important details of the program.
Live Near Your Work grants are offered only in designated neighborhoods, and grant amounts vary by neighborhood. Get an overview of what’s offered by neighborhood and view boundary maps of eligible areas.
Did you know there are more than 30 homebuying incentive programs aimed at helping with the purchase of a home in Baltimore City? Live Near Your Work is just one of many opportunities that are available when you buy. Please contact the experts at Live Baltimore to learn about other incentive programs. Live Baltimore is a local nonprofit organization that has a dedicated staff member who can help you explore all incentives, as well as neighborhoods.