The university offers two PPO options administered by Delta Dental. These plans allow you the ability to choose the dental coverage that best fits your needs, including optional orthodontia benefits.
- Delta Dental Standard DPPO Plan: This lower-cost plan includes coverage for preventive/diagnostic services, with higher cost share for basic and major services and no orthodontia coverage.
- Delta Dental Enhanced with Orthodontia DPPO Plan: This higher-cost plan includes enhanced basic and major services, as well as orthodontia coverage.
Some of the features of the plans are outlined below.
| Delta Dental Standard DPPO Plan | Delta Dental Enhanced with Orthodontia DPPO Plan | |
|---|---|---|
| Calendar Year Deductible | Single: $75 Family: $150 |
Single: $50 Family: $100 |
| Preventive (plan pays) |
100%, no deductible | 100%, no deductible |
| Basic (plan pays) |
70% after deductible | 90% after deductible |
| Major/Implants (plan pays) |
50% after deductible | 60% after deductible |
| Orthodontia (plan pays) |
Not covered | 50% after deductible (child and adult) |
| Annual Maximum Benefit (per covered member) |
$1,000 | $2,000 |
| Lifetime Maximum Benefit for Orthodontia (per covered member) |
Not covered | $2,000 |
Though you may use any dentist, you will generally pay less for in-network providers. To see if your dentist participates in the network or to find a dentist:
- Go to www.deltadentalins.com/jhu or call 800-932-0783.
- Click the Find a Dentist tool on the right. Enter a location.
- Select the “Delta Dental PPO” or “Delta Dental Premier” network from the drop-down menu:
- Delta Dental PPO: These dentists have agreed to reduced fees, so you won’t get charged more than your expected share of the bill.
- Delta Dental Premier: If you can’t find a PPO dentist, Delta Dental Premier dentists offer the next best opportunity to save, as these dentists have agreed to set fees.
- For a more targeted search, you can enter the name of your dental office.