Critical Illness Insurance
As a full-time faculty, staff, or LIUNA bargaining unit member who is actively at work, you can participate in a voluntary benefits program to purchase Critical Illness Insurance. You may purchase it for yourself, as well as for your spouse/domestic partner and your dependent children up to age 26. Coverage is guaranteed issue if elected within 30 days of hire.
About the Program
Critical Illness Insurance from MetLife is designed to give you the peace of mind needed to concentrate on recovery instead of finances. You choose an Initial Benefits Amount of $10,000, $15,000 or $20,000.
Although not a replacement for traditional medical or disability insurance, MetLife Critical Illness Insurance provides a lump-sum payment in the event that you or a covered dependent experience one of the following medical conditions and meet the policy and certificate requirements:
- Heart Attack
- Alzheimer’s Disease
- Kidney Failure
- Coronary Artery Bypass Graft
- As well as many other conditions
From co-pays and deductibles to mortgage payments and child care, you can use the lump-sum payment as you see fit to help protect your family’s finances so you can focus on recovery.
How to Enroll
Rates and additional plan details can be found on the Johns Hopkins University Voluntary Benefits website at www.jhuvoluntarybenefits.com. Enrollment is completed online. If you wish to speak with a service representative, contact Mercer, the administrators of our voluntary benefits program at 866-795-9362.