PhD Benefits Overview

The following benefits are available to PhDs at Johns Hopkins University.

Medical

PhDs are auto-enrolled into individual medical coverage. The plan is administered by Wellfleet and utilizes the Cigna PPO network of providers. Prescription coverage is included in the medical plan. For more information about the plan, please visit: Wellfleet Medical Plan – JHU Human Resources

To enroll dependents into medical coverage, please visit: https://students.care26.com/login

Dental

PhDs are auto-enrolled into individual level dental coverage. The plan is offered in partnership with Delta Dental and utilizes the Delta Dental PPO + Primer network of providers. For more information about the dental plan, please visit: Delta Dental Plan – JHU Human Resources

To enroll dependents into dental coverage, please visit: https://students.care26.com/login

Vision

PhDs are auto-enrolled into individual level vision coverage through EyeMed on the Insight Network. For more information about the vision plan, please visit: EyeMed Vision Plan – JHU Human Resources

To enroll dependents into dental coverage, please visit: https://students.care26.com/login

Dependent Enrollment – Important Information

For employees who are eligible for University-paid student health plan coverage, the University will pay the cost of the Student Health Benefit Program premium (medical, dental, and vision) for eligible dependent children and partners/spouses who do not have another source of coverage and are unable to work in the United States because of their immigration status (F2, J2, or M2).

PhDs at the University are required to re-enroll their dependents each semester (Fall/Spring) or each Term (Term 1, Term 2, Term 3, and Term 4) for BSPH.

Effective 8/15/2024, PhDs are eligible to be reimbursed for their dependent premiums if they enrolled a child or spouse/domestic partner that is not eligible to work in the US and does not have other insurance coverage. To complete the application for reimbursement, please follow this link.

PhDs submitting for reimbursement must do so within 90 days of payment and will need to upload a copy of their receipt for the student benefits office to review here.

Legal Services Plan

As a PhD student, you can participate in a voluntary benefits program to purchase a discounted legal services plan. You can enroll during annual enrollment (7/1 – 9/15 each year).

The MetLife Legal Plan gives you access to a nationwide network of more than 12,000 attorneys, to help you and your dependents with vital legal matters such as estate planning, financial, and support with reproductive issues. You can receive a consultation over the phone or in person.

Click here to open the MetLife Legal Plan Enrollment Guide, and visit phd.jhuvoluntarybenefits.com to enroll.

Pet Insurance

As a PhD student, you can participate in a voluntary benefits program to purchase Pet Insurance. You can enroll in the program at any time.

Nationwide pet insurance helps you cover veterinary expenses so you can provide your pets with the best care possible without worrying about the cost.

For more information and to enroll into pet insurance, please visit: phd.jhuvoluntarybenefits.com

Identity Protection

As a PhD student, you can participate in a voluntary benefits program to purchase Identity Protection. You can enroll in the program at any time.

With Allstate Identity Protection Pro Plus, you’ll get access to: identity and credit monitoring, dark web monitoring, social medical reputation monitoring, financial threshold monitoring, digital wallet storage and monitoring, data breach notification, and more.

For more information and to enroll, please visit: phd.jhuvoluntarybenefits.com

MTA All Access Bus Pass & U-Pass

PhD students are eligible to be reimbursed for bus passes purchased through the MTA All Access College Program or through the U-Pass program. PhDs can be reimbursed for 2 passes at one time. Each pass is valid for 31 days. Reimbursement for passes will be processed through concur and must be submitted within 90 days of payment.

PhDs must opt-in to have their information shared with the MTA / U-Pass for discounted bus passes. To Opt-In, PhDs must complete this form.

To submit your receipt to Concur, please visit Concur Solutions. Prior to submitting a reimbursement in Concur, you must gather the required information to complete the reimbursement request, including the cost object number from your department or program. Your department or program is required to provide guidance on using Concur.

PhD Dependent Subsidy

PhDs in full-time resident status will receive child subsidies of $4,500 per child per fiscal year for eligible children under the age of six (6) or $3,000 per child aged six (6) to eighteen (18), with a maximum of $12,000 per family per year.

Must be eligible dependents under the Student Health Benefits Plan (SHBP).

PhDs with adult dependents as defined by Section 152 of the Internal Revenue Code will qualify for this benefit at a rate of $3,000 per dependent per fiscal year.

Under Section 152 of the Internal Revenue Code and IRS guidance, a tax dependent is defined as either a “qualifying child” or a “qualifying relative”.  Detailed definitions and requirements for each are found in IRS Publication 501. To be deemed a “qualifying relative,” four requirements must be met: (i) the individual cannot be a “qualifying child”; (ii) the individual must be a member of your household or meet certain relationship tests; (iii) the individual must meet the gross income test (for 2024, the individual cannot earn more than $4,700 in gross income); and (iv) you must meet the support test. If at any time during the calendar year the individual was your spouse, then they cannot be your qualifying relative.

The subsidies will be paid in installments over the course of the fiscal year.

To apply for the PhD Dependent Subsidy, please complete the online application.

At the end of the application, you will be required to upload copies of your dependent verification documents (child’s birth certificate or passport that shows their date of birth, copy of J-2 visa with dependents name and date of birth, or copy of marriage certificate with spouse’s name and date of birth). Please upload dependent verification documents here.

Student Health & Well Being Primary Care (PC)

Student Health & Well-Being (SHWB) Primary Care consists of three clinic locations (Homewood, East Baltimore, and Washington DC) that provide a variety of medical services for the evaluation and treatment of an illness or injury, preventive health care and health education to the Johns Hopkins University student and trainee population. For more information or to schedule an appointment, please visit: Primary Care (jhu.edu)

Student Health & Well Being Mental Health Services (MHS)

Mental Health Services supports the diverse community of Johns Hopkins University students and trainees through the provision of accessible, high-quality and compassionate mental healthcare resources. We are committed to diversity, equity, inclusion, and justice and prioritize these values in our approach to clinical care as well as every aspect of the work we do. For more information or to schedule an appointment, please visit: Mental Health Services (jhu.edu)

Parental Accommodations

Employees in full-time resident status who become parents (including through birth, adoption, foster care placement, court order, or surrogacy) are eligible for up to eight (8) weeks of parental leave from their work activities following the birth or adoption/placement event if any. Employees in full-time resident status who give birth are eligible for an additional four (4) weeks of parental leave following the birth of their child. Parental leave will be paid in accordance with the employee’s appointment at the time of the leave, but will not extend any appointment or require the University to provide an appointment that an employee would not otherwise receive.

For academic accommodations for a new child please see the policy: New Child Accommodations for Full Time Graduate Students and Postdoctoral Trainees (jhu.edu)

JHU Benefits & WorkLife

The following benefits are administered by JHU Benefits & WorkLife.

Locate Search Child Care by the Maryland Family Network (eligible at any time)

Child Care Voucher Program (eligible as of the date of appointment, application required annually)

Child Care Scholarships to JHU Partner Centers (eligible as of the date of appointment, application required annually)

Backup Care by Care@Work (eligible as of the date of appointment)

Please contact 410-516-2000, [email protected] or [email protected] if you have questions about these programs.