Current Employee

Even if your retirement is decades away, it’s not too early to begin thinking about it. JHU’s retirement plans reward you for your contributions and help you build toward future financial security, so the earlier you start, the better.

Suspension of JHU Retirement Contributions

Because of the significant financial impacts resulting from the coronavirus pandemic, JHU is suspending the university’s contributions to most retirement plans from July 1, 2020 through June 30, 2021. Learn More

Your particular plan depends upon your job classification and hire date.

JHU Retirement Plans

JHU 403(b) 4/8 Plan

Eligibility for the JHU 403(b) 4/8 Plan is based on your employment status.

Get plan details for:

Support Staff who selected the plan as part of Retirement Choice or were hired July 1, 2009, or after
Senior Staff hired July 1, 2011, or later
Nontenured/Non-Tenure-Track Faculty and Non–Core Faculty hired July 1, 2011, or later
Some Executives hired July 1, 2011, or later

JHU 403(b) 6/12 Plan

The JHU 403(b) 6/12 Plan allows eligible employees to make pre-tax contributions and receive contributions to their plan from the university.

Get plan details for:

Senior Staff hired prior to July 1, 2011
Faculty hired prior to July 1, 2011
Tenured/Tenure-Track Faculty, and Core Faculty hired July 1, 2011, or later
Executives hired prior to July 1, 2011
Some Executives hired July 1, 2011, or later

Pension Plan Plus Staff Voluntary 403(b) Plan

The Pension Plan—offered to support staff members hired before July 1, 2009, who selected this option during Retirement Choice and to bargaining unit members—pays a monthly retirement income based on length of service with the university, earning and salary history with the university, and age at retirement. In addition, eligible participants can make pre-tax contributions to the staff voluntary 403(b) plan and receive some matching university contributions.

Get information for:

Income Deferral Plan

The Income Deferral Plan is a 403(b) plan offered to residents, interns, and postdoctoral fellows who receive taxable compensation. Through the plan, you can make pre-tax contributions, and if you’re a full- or part-time resident or intern at the School of Medicine, you can receive university contributions to the plan of up to 1.5% of your annual base salary.

Plans by Position

Not sure which retirement plans apply to you? Click the links below for details:

Meet With an Expert

You can meet one-on-one with a representative from one of our retirement providers at our regularly scheduled sessions. Check the investment vendor schedule for available times and locations.