Even if your retirement is decades away, it’s not too early to begin thinking about it. JHU’s retirement plans reward you for your contributions and help you build toward future financial security, so the earlier you start, the better.
- Johns Hopkins University Human Resources
- Benefits & Worklife
- Retirement Savings & Planning
- Current Employee
Current Employee
Your particular plan depends upon your job classification and hire date.
JHU Retirement Plans
JHU 403(b) 4/8 Plan
Eligibility for the JHU 403(b) 4/8 Plan is based on your employment status.
Get plan details for:
- Support Staff who selected the plan as part of Retirement Choice or were hired July 1, 2009, or after
- Senior Staff hired July 1, 2011, or later
- Nontenured/Non-Tenure-Track Faculty and Non–Core Faculty hired July 1, 2011, or later
- Some Executives hired July 1, 2011, or later
JHU 403(b) 6/12 Plan
The JHU 403(b) 6/12 Plan allows eligible employees to make pre-tax contributions and receive contributions to their plan from the university.
Get plan details for:
- Senior Staff hired prior to July 1, 2011
- Faculty hired prior to July 1, 2011
- Tenured/Tenure-Track Faculty, and Core Faculty hired July 1, 2011, or later
- Executives hired prior to July 1, 2011
- Some Executives hired July 1, 2011, or later
Pension Plan Plus Staff Voluntary 403(b) Plan
The Pension Plan—offered to support staff members hired before July 1, 2009, who selected this option during Retirement Choice and to bargaining unit members—pays a monthly retirement income based on length of service with the university, earning and salary history with the university, and age at retirement. In addition, eligible participants can make pre-tax contributions to the staff voluntary 403(b) plan and receive some matching university contributions.
Get information for:
Income Deferral Plan
The Income Deferral Plan is a 403(b) plan offered to residents, interns, and postdoctoral fellows who receive taxable compensation. Through the plan, you can make pre-tax contributions, and if you’re a full- or part-time resident or intern at the School of Medicine, you can receive university contributions to the plan of up to 1.5% of your annual base salary.
Plans by Position
Not sure which retirement plans apply to you? Click the links below for details:
Meet with an Expert
Looking for personalized financial advice? Schedule a one-on-one session with a TIAA financial consultant or an independent Marsh McLennan Agency financial coach, at no cost to you.