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Retirement Plans Enrollment

JHU’s Retirement Plans enrollment portal through TIAA is your resource for information about our retirement plans and the place you’ll go to enroll in or manage your retirement elections. Access the portal anytime throughout the year to view/change your contributions, investment options, and view your balances.

Webinar: Auto-Enroll and Auto-Save Enhancement Overview

On Thursday, Nov. 21 from noon – 1 p.m., join Benefits & Worklife and the Marsh McLennan Agency, an independent investment advisor, to learn about the upcoming auto-enroll and auto-save enhancements to JHU’s 403(b) Retirement Plans. Registrants will receive a recording of the session regardless of attendance.

Register

403(b) Retirement Plan Enhancements

Beginning in January 2025, new hires and eligible full-time faculty and staff who are not currently enrolled in the 403(b) plan, will be enrolled automatically in the plan at a 3% savings rate. Those savings will be invested in an age-based target-date fund. Then, every July beginning in 2026, savings rates will increase by 1% each year until employees reach a 10% savings rate. If you would like to opt out of auto-enrollment or select a different deferral amount, visit the TIAA website and submit your preferences by Dec. 31, 2024.

Additionally in January 2025, all employees currently participating in the 403(b) plan will be eligible to enroll in the Auto-Save program, which allows you to boost your savings rate automatically on a schedule of your choice. To take advantage of this benefit, you must sign up and select the amount (1%, 2%, or more) and the timing for your increases (annually, quarterly, or monthly). Automatic increases can help you grow your retirement savings steadily, until you reach your desired contribution rate.

You can opt out of auto-enrollment or adjust your savings rate at any time. Whether you want to increase, decrease, or completely stop your contributions, the choice is yours.

Resources

Review your 403(b) plan eligibility and learn more about the plans by visiting our Current Employees retirement page. You’ll also find information about investment options at the links below:

Decision Support

To help you make decisions about your retirement investments, JHU has partnered with Marsh McLennan Agency (MMA), an independent investment advisor. Along with retirement plan advice and education you also have access to MMA’s Prosper Wise website. This site offers articles, videos, tools, assessments, and other resources to use anytime to help make your financial goals a reality.

You can schedule time to meet virtually with a financial coach who is trained in financial planning. MMA’s coaches can help you to select investments that fit your individual goals and personal preferences. MMA coaches are licensed professionals with expertise in retirement plans, investing, and financial education. They’re unbiased and do not sell products or receive commissions.

You can also schedule a financial consult with a local representative from TIAA.

Schedule a one-on-one financial coaching session with MMA

    • Go to the Prosper Wise website, sign in, and click Talk with a Coach on the left hand side.
    • Choose Retirement Plan to schedule an appointment focused on your long- and short-term financial goals.

Schedule a one-on-one financial consult with TIAA

    • Click here to learn more and schedule a virtual session.
    • In-person consultations with TIAA are back in 2024! Click to view the schedule and register for your appointment in East Baltimore or Homewood. Please note that an appointment is required and walk-ins will not be accepted.

Contact Information

For assistance with the online enrollment portal, please contact the Johns Hopkins University Retirement Center at TIAA at 888-200-4074, Monday to Friday 8 a.m.-10 p.m. (ET) and Saturday 9 a.m.-6 p.m. (ET).

For general retirement plan questions, please contact the Benefits Service Center at 410-516-2000 or email [email protected].