JHU’s Retirement Plans enrollment portal through TIAA is your resource for information about our retirement plans and the place you’ll go to enroll in or manage your retirement elections. Access the portal anytime throughout the year to view/change your contributions, investment options, and view your balances.
Retirement Plans Enrollment
403(b) Retirement Plan Features
Auto-enroll
New hires are enrolled automatically in the 403(b) plan at a 3% savings rate, invested in an age-based target-date fund. Then, every July beginning in 2026, your savings rate will increase by 1% each year until you reach a 10% savings rate. If you would like to opt out of auto-enrollment or select a different deferral amount, visit the TIAA website.
Auto-save
All employees currently participating in the 403(b) plan are eligible to enroll in the Auto-Save program, which allows you to boost your savings rate automatically on a schedule of your choice. To take advantage of this benefit, you must sign up and select the amount (1%, 2%, or more) and the timing for your increases (annually, quarterly, or monthly). Automatic increases can help you grow your retirement savings steadily, until you reach your desired contribution rate.
You can opt out of auto-enrollment or adjust your savings rate at any time. Whether you want to increase, decrease, or completely stop your contributions, the choice is yours. All 403(b) elections are prospective, and the payroll cut-off calendar is available to show when your elections will take effect.