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To Do list:

  1. One year before retirement, learn about Medicare basics, including when to enroll.
  2. If you are contributing to a Health Savings Account (HSA), you must stop contributions 6 months before enrolling in any part of Medicare, including Parts A or B.
  3. Six months before retirement learn about supplemental policies such as JHU retiree medical plans, Advantage plans, or Medigap and Part D policies.
  4. Three months before you want Medicare coverage to begin, enroll through social security.
    • If applicable, submit the CMS L-564 form to the Benefits Service Center for completion.
  5. Once enrolled in Medicare Parts A and B, enroll in a supplemental and prescription plan. This might be the JHU retiree medical or a Medigap policy, Part D or an Advantage Plan.

NOTE: When you retire from JHU and are age 65+, you MUST enroll in Medicare Parts A and B. This is true even if you are electing the JHU retiree medical benefit.


Enrollment – through Social Security

  • Social Security will mail your Medicare enrollment form about 3 months before your 65th birthday if you are collecting your social security benefit.
  • Enroll in Medicare only.
  • Enroll in Part B only.

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