Medicare

To Do list:

1. One year before retirement, learn about Medicare basics, including when to enroll.
2. If you are contributing to a Health Savings Account (HSA), you must stop contributions 6 months before enrolling in any part of Medicare, including Parts A or B.
3. Six months before retirement learn about supplemental policies such as JHU retiree medical plans, Advantage plans, or Medigap and Part D policies.
4. Three months before you want Medicare coverage to begin, enroll through social security.
   • If applicable, submit the CMS L-564 form to the Benefits Service Center for completion.
5. Once enrolled in Medicare Parts A and B, enroll in a supplemental and prescription plan. This might be the JHU retiree medical or a Medigap policy, Part D or an Advantage Plan.

NOTE: When you retire from JHU and are age 65+, you MUST enroll in Medicare Parts A and B. This is true even if you are electing the JHU retiree medical benefit.

Learn

• Read the “Medicare & You” handbook.
• Browse the official Medicare website.
• Attend a workshop hosted by your local SHIP office (State Health Insurance Assistance Program).
• Watch a Pre-Retirement Program video covering this topic.

Enrollment – through Social Security

• Social Security will mail your Medicare enrollment form about 3 months before your 65^th birthday if you are collecting your social security benefit.
• Enroll in Medicare only.
• Enroll in Part B only.

Get Help

• Medicare
• State Health Insurance Assistance Program (SHIP)
• Mercer Marketplace 365+ Retiree – free benefit for JHU retirees and spouses for help choosing a supplemental or prescription plan