Retirement Eligibility

To qualify as a JHU retiree, you must leave the university in good standing and meet one of these conditions:

  • Be at least age 55 and have completed 10 or more years of continuous full-time service immediately prior to termination; or
  • Have completed 30 or more years of continuous full-time service immediately prior to termination, regardless of age.

Note: A leave of absence from which an employee does not return to full-time service does not count toward satisfying the service requirement except when on disability. Any break in service for reasons other than Position Discontinued or Lack of Funds to Support Position will not be bridged for purposes of retiree eligibility.

To take a distribution from your 403(b) retirement plan account, one of the following events must occur:

  • You terminate employment
  • You retire
  • You become disabled (as defined by Social Security eligibility)

Your beneficiary is entitled to a distribution of your plan benefits (if not yet distributed to you) following your death.