Pre-Retirement Program and Resources

A Balanced Retirement Life passcode: qztzeS2! 

Whether you are months or years away from retirement this session is for you. The goal of this seminar is to help you ask the right questions to make decisions in evaluating your retirement plans. Discover the key issues to consider in planning for your future and develop your current road map. Gain resources to decide when retirement may be right for you, and to focus on the positive aspects of retirement while preparing for the challenges. Presented by Holly McFarland, career development coach.

Investing Essentials: 5 Principles to Invest with Confidence 

Presented by TIAA – How you invest today can impact what you’ll have tomorrow. No matter where you are in your career journey, this webinar can help you understand five key principles of investing for the future so you can get the most from your money. We’ll talk about these important principles: 

• Choosing the right type of account 

• Understanding the risk/return trade-off 

• Having the right mix of investments 

• Staying the course 

• Reviewing regularly 

JHU Benefits in Retirement passcode j74Cmj^^ 

This presentation, offered by the Office of Benefits & Worklife, covers the benefits for university retirees. This includes medical and dental coverage, life insurance, tuition benefits, pension and/or 403b plan, vacation/sick time, and more. 

Let’s Talk Retirement: Determining Your Goals, Needs, and Investing Preferences passcode: Zy3@ex8h

Start with the basics and then build. In this session, you’ll learn the fundamentals of investing and how to maximize savings now and let your money grow. Along with explaining basic concepts, MMA Independent Advisors will define useful terms, demonstrate the importance of goal- and budget-setting, and help you ascertain your personal tolerance for risk. Presented by the Marsh McLennan Agency (MMA).

Place Planning in Retirement passcode: =+tFQ+.2 

Presented by Financial Council – As we live longer and our circumstances change, where we decide to call home matters. This workshop will introduce participants to the concept of place planning, which involves intentionally choosing where to live to maximize your health, social connection, purpose in life, and financial resources. Like most aspects of retirement planning, housing decisions are complex and highly personal, and they deserve careful consideration as part of a comprehensive retirement plan.  

Retirement is an Opportunity to Open New Doors of Learning and Growth passcode: S$7N=EcS 

As a JHU retiree one of your benefits is enrichment education with The Osher Lifelong Learning Institute at JHU. Our program brings together curious and engaged adults with top quality courses, passionate faculty, and a community that loves learning. Classes are both in person and online. This webinar will help you learn more about the Osher at JHU program including curriculum, structure, and program fees. Plus, you’ll meet members who participate and have the opportunity to ask questions.  

Steps to Help Secure Your Income in Retirement: A Mid-Career Check-In

Only 34% of non-retirees think their retirement savings plan is currently on track*. A check-in at this stage of your career can help you take action now to set yourself up for greater financial security later. In this webinar, you’ll find out how to know where you stand, set financial priorities, optimize your savings and investments, and make a plan for lifetime income. Presented by TIAA.

*Board of Governors of the Federal Reserve System, “Report on the Economic Well-Being of U.S. Households in 2023: Executive Summary,” May 2024. 

Aptia365 – Retiree Medicare Options for Medicare-eligible Individuals passcode: 7edT?+gZ 

Learn about Aptia365, an alternative to the JHU retiree medical coverage for those 65 or older. Aptia provides one-on-one help from a licensed retiree benefits counselor to educate employees who will be Medicare eligible about their post-employment health plan options.

How Policy Impacts Markets – and What it Means for Your Retirement Portfolio passcode: RjC2=mjv 

Presented by Financial Council – Periods of volatility—driven by government policy, inflation, or global crises—can feel especially disruptive as retirement nears. This workshop helps you put current events in perspective by exploring how financial markets have responded to past crises and how investor behavior often follows predictable patterns. You’ll learn to separate noise from what truly matters for your portfolio, assess your current investment approach, and consider whether adjustments are needed. With education, context, and perspective, you’ll be equipped to stay focused on your long-term goals, even in uncertain times.

Is it Time to Enroll for Medicare? passcode: v!xL7kEn 

How and when do Medicare benefits fit into your retirement strategy? It is primarily for individuals aged 65 and older, as well as younger people with disabilities or certain conditions. Medicare has been the cornerstone of healthcare for seniors to support their health and wellness. Join the MMA advisor team to learn the basics of Medicare and coverage options that fall under the different parts of Medicare (A,B,C,D, supplements). You will leave this session armed with enrollment options, how to avoid penalties, general Medicare terms, and a clearer decision tree for health coverage options after age 65.  

Let’s Talk About Social Security and Medicare passcode: #d.ck6B!

In addition to your retirement investment savings, Social Security benefits and the timing of your claims can significantly impact your retirement income forecast, so it’s important to learn how to maximize these benefits while preserving your savings and meet enrollment deadlines. Join Marsh McLennan Agency (MMA) independent investment advisors to review essential terms and concepts and plan for a bright retirement.

Retirement Checks for Life 

Presented by TIAA – All your life you’re told to save your money. But a comfortable and secure retirement involves more than saving specific amounts. You also need strategies to make your retirement savings last. 

• Learn the different kinds of guaranteed income in retirement, including fixed and variable annuities 

• Create an income strategy to safeguard against outliving your retirement 

• Optimize your income by building a diversified income strategy 

• Take action now to be better prepared for retirement 

The Retirement Mosaic

People often focus solely on money when considering retirement, which becomes the entirety of their retirement planning. While thinking through the financial implications of retirement is vitally important, it is insufficient because retirement is not just about how much money you have saved — it’s more so about what you have saved that money for. Watch this webinar to explore the non-financial aspects of retirement and learn a model that helps you consider a fuller view of retirement. This hands-on session will help you think through retirement’s big picture and give you tools to optimize your retirement experience. Presented by TIAA.

You Can See Retirement, But Have You Covered All The Bases? Where Does AI Fit in with Late Career Financial Planning? passcode: 6RQ%sCWb

You have spent your entire career saving and investing for retirement – now what? Take a look at the entire picture and make adjustments now to align your current retirement balance with your retirement income goals. MMA independent investment advisors and financial coaches can walk you through every year of retirement income projections aimed to cover your retirement and stay on the path to spending wisely. Presented by the Marsh McLennan Agency (MMA).

Your Social Security Strategy passcode: $N$+589a

Marsh McLennan Agency provides an insightful webinar on Social Security, where we’ll explore strategies to maximize your retirement dollars. Discover how timing your benefits can significantly impact your financial security and learn tips to optimize your Social Security income. Whether you’re nearing retirement or planning, this session will provide valuable guidance to help you make informed decisions for a more comfortable future.