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Dental

JHU offers two optional dental plans for faculty, staff, and LiUNA bargaining unit members and their families. While each plan provides coverage for preventive, basic, and major services, the plans vary in terms of total coverage provided, deductibles, where you can be treated, and other factors, so it’s important to consider the details of each to determine which will best meet your needs.

Our Two Dental Plans

DELTA DENTAL CORE DPPO PLAN

Our dental preferred provider organization plan (DPPO), offered by Delta Dental, is a lower-cost option that includes coverage for preventive and diagnostic services, with higher cost share for basic and major services and no orthodontia coverage. Though you may use any dentist, you will generally pay less for in-network providers.

DELTA DENTAL ENHANCED WITH ORTHODONTIA DPPO PLAN

Our enhanced with orthodontia dental preferred provider organization (DPPO) plan, offered by Delta Dental, includes enhanced basic and major services, as well as orthodontia coverage. Like the core plan, you may use any dentist, though you will generally pay less for in-network providers.

Need a Refresher on Dental Plan Terms?

  • DPPO: A dental preferred provider organization contracts with a preferred network of dentists. You’ll save money when you see those participants, though you can also opt to see out-of-network dentists.

PLAN

HIGHLIGHTS OF THE PLAN
Delta Dental Core Plan (DPPO) ·       Lower premium cost

·       Higher cost share for basic and major services

·       No orthodontia coverage

·       A preferred network of dentists to save you money
Delta Dental Enhanced with Orthodontia Plan (DPPO) ·       Higher premium cost

·       Lower cost share for basic and major services

·       Orthodontia coverage

·       A preferred network of dentists to save you money
Employee and Dependent Eligibility

You are eligible to enroll in dental coverage as long as you are a full-time faculty, staff, or LiUNA BU member. You may also cover your eligible dependents, as follows:

  • Your legally married spouse or domestic partner*; and
  • Your child(ren) until the end of the year in which your child turns 26. Coverage may be continued for children up to any age, if they cannot support themselves because of a mental or physical disability (certification of disability is required; contact the provider for more information).

For this purpose, “children” are: biological children, adopted children, children placed with the eligible employee for adoption, stepchildren, children of the employee’s domestic partner, or children for whom the eligible employee has been appointed legal guardian.

You will be required to provide the appropriate documentation for your spouse, domestic partner or dependents that are added to the plan. Please see our dependent certification summary for details.

Dependents may only be covered under the plan you elect for yourself. The types of coverage available are:

  • Individual – faculty/staff member
  • 1 Adult and Child(ren) – faculty/staff member and one or more children
  • 2 Adults – faculty/staff member and spouse or domestic partner* (You must fill out an Affidavit of Marriage/Domestic Partnershipform if you are newly electing this level of coverage.)
  • 2 Adults and Child(ren) – faculty/staff member, spouse or domestic partner*, and one or more children.

*Must qualify for coverage under the Johns Hopkins University Domestic Partner Benefits Policy.

Dental Plan Comparison Chart

The university offers two PPO options administered by Delta Dental. These plans allow you the ability to choose the dental coverage that best fits your needs, including optional orthodontia benefits.

  • Delta Dental Core DPPO Plan: This lower-cost plan includes coverage for preventive/diagnostic services, with higher cost share for basic and major services and no orthodontia coverage.
  • Delta Dental Enhanced with Orthodontia DPPO Plan: This higher-cost plan includes enhanced basic and major services, as well as orthodontia coverage.

Some of the features of the plans are outlined below.

Delta Dental Core DPPO Plan Delta Dental Enhanced with Orthodontia DPPO Plan
Calendar Year Deductible Single: $75
Family: $150		 Single: $50
Family: $100
Preventive
(plan pays)		 100%, no deductible 100%, no deductible
Basic
(plan pays)		 70% after deductible 90% after deductible
Major/Implants
(plan pays)		 50% after deductible 60% after deductible
Orthodontia
(plan pays)		 Not covered 50% after deductible (child and adult)
Annual Maximum Benefit
(per covered member)		 $1,000 $2,000
Lifetime Maximum Benefit for Orthodontia
(per covered member)		 Not covered $2,000
Find a Dental Provider

Though you may use any dentist, you will generally pay less for in-network providers. Click the link below to search for in-network providers.

Find a Dentist

  • Select the “Delta Dental PPO” or “Delta Dental Premier” network from the drop-down menu:
    • Delta Dental PPO: These dentists have agreed to reduced fees, so you won’t get charged more than your expected share of the bill.
    • Delta Dental Premier: If you can’t find a PPO dentist, Delta Dental Premier dentists offer the next best opportunity to save, as these dentists have agreed to set fees.
  • For a more targeted search, you can enter the name of your dental office.