Dental

JHU offers two optional dental plans for faculty, staff, and LiUNA bargaining unit members and their families. While each plan provides coverage for preventive, basic, and major services, the plans vary in terms of total coverage provided, deductibles, where you can be treated, and other factors, so it’s important to consider the details of each to determine which will best meet your needs.

Two Dental Plan Options

DELTA DENTAL CORE DPPO PLAN

Our dental preferred provider organization plan (DPPO), offered by Delta Dental, is a lower-cost option that includes coverage for preventive and diagnostic services, with higher cost share for basic and major services and no orthodontia coverage. Though you may use any dentist, you will generally pay less for in-network providers.

DELTA DENTAL ENHANCED WITH ORTHODONTIA DPPO PLAN

Our enhanced with orthodontia dental preferred provider organization (DPPO) plan, offered by Delta Dental, includes enhanced basic and major services, as well as orthodontia coverage. Like the core plan, you may use any dentist, though you will generally pay less for in-network providers.

Need a Refresher on Dental Plan Terms?

DPPO: A dental preferred provider organization contracts with a preferred network of dentists. You’ll save money when you see those participants, though you can also opt to see out-of-network dentists.

Plan Highlights

Delta Dental Core Plan (DPPO)

Lower premium cost
Covers preventive and diagnostic services
Higher cost share for basic and major services
No orthodontia coverage
A preferred network of dentists to save you money

Delta Dental Enhanced with Orthodontia Plan (DPPO)

Higher premium cost
Covers preventive and diagnostic services
Lower cost share for basic and major services
Orthodontia coverage
A preferred network of dentists to save you money

Employee and Dependent Eligibility

You are eligible to enroll in dental coverage as long as you are a full-time faculty, staff, or LiUNA BU member. You may also cover your eligible dependents, as follows:

Your legally married spouse or domestic partner*; and
Your child(ren) until the end of the year in which your child turns 26. Coverage may be continued for children up to any age, if they cannot support themselves because of a mental or physical disability (certification of disability is required; contact the provider for more information).

For this purpose, “children” are: biological children, adopted children, children placed with the eligible employee for adoption, stepchildren, children of the employee’s domestic partner, or children for whom the eligible employee has been appointed legal guardian.

You will be required to provide the appropriate documentation for your spouse, domestic partner or dependents that are added to the plan. Please see our dependent certification summary for details.

Dependents may only be covered under the plan you elect for yourself. The types of coverage available are:

Individual – faculty/staff member
1 Adult and Child(ren) – faculty/staff member and one or more children
2 Adults – faculty/staff member and spouse or domestic partner* (You must fill out an Affidavit of Marriage/Domestic Partnershipform if you are newly electing this level of coverage.)
2 Adults and Child(ren) – faculty/staff member, spouse or domestic partner*, and one or more children.

*Must qualify for coverage under the Johns Hopkins University Domestic Partner Benefits Policy.

Dental Plan Comparison Chart

Some of the features of the plans are outlined below.

Plan Features	Delta Dental Core (no orthodontia)	Delta Dental Enhanced (with orthodontia)
Annual deductible*	Single: $75 Family: $150	Single: $50 Family: $100
Preventive care (plan pays)	100% in-network, no deductible	100% in-network, no deductible
Basic services	You pay 30% of cost after deductible is met	You pay 10% of cost after deductible is met
Major services, implants	You pay 50% of cost after deductible is met	You pay 40% of cost after deductible is met
Orthodontia (child and adult)	Not covered	You pay 50% of cost after deductible is met
Annual maximum benefit (excludes orthodontia)	$1,000	$2,000
Lifetime maximum benefit for orthodontia (per covered member)	Not covered	$2,000

*A deductible is the annual amount you must pay for services before the plan pays benefits. The deductible only applies to basic and major services; there is no deductible for preventive care.

Find a Dental Provider

Though you may use any dentist, you will generally pay less for in-network providers. Follow the steps below to search for in-network providers.

- Go to deltadentalins.com/jhu, or call 800-932-0783 from 8 a.m. to 8 p.m. ET, Monday through Friday.
- Click Find a Dentist and enter a location (address, ZIP code, or city and state).
- Select the Delta Dental PPO or Delta Dental Premier network from the drop-down menu:
  - Delta Dental PPO: These dentists have agreed to reduced fees, so you won’t get charged more than your expected share of the bill.
  - Delta Dental Premier: If you can’t find a PPO dentist, Delta Dental Premier dentists offer the next best opportunity to save, as these dentists have agreed to set fees.
- For a more targeted search, you can enter the name of your dental office.