What You Should Know for 2026
JHU is pleased to be offering you comprehensive benefits plans, services, and support for 2026. Overall, we’ll be making limited changes to benefits plans for the coming year. Here’s a brief overview of what you should know as you make your benefits decisions for next year.
Navigating Rising Health Care Costs Together
Like many employers nationwide, JHU is facing rising health care costs driven by inflation and the introduction of new life-saving treatments. While the overall cost of our health care plans will increase by approximately 14% in 2026, JHU will absorb most of this, limiting the impact on your medical premiums to just 4%. We will continue to cover more than 75% of the total cost of medical premiums, and plan options, coverage, deductibles, copays, and limits will remain the same.
Medical Waiver Credit Will Be Discontinued
In the past, JHU has provided a medical waiver credit if you waived JHU medical coverage and completed a medical waiver form. As part of continued efforts to manage costs, the credit will no longer be offered as of January 1, 2026.
Flexible Spending Accounts
For 2026, the Dependent Care Flexible Spending Account maximum employee contribution limit will increase to $7,500 per family ($3,750 for married filing separately), and the Health Care Flexible Spending Account maximum employee contribution limit will increase to $3,400.
Coming Soon: Vida Health
Starting in January 2026, you’ll have access to Vida Health, a personalized digital health platform with coaching and tools to help support your physical, mental, and emotional well-being. Programs include nutrition, weight management, support for diabetes and high blood pressure, and more.
New! Recoop Home Disaster Insurance
Available now, this new voluntary insurance benefit will help bridge the gap where traditional home insurance may fall short after a natural disaster. Recoop offers recovery cash that arrives in your account within just a few days.